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Beware of HOA Payment Plan! 
          
 1,425% Markup - Big Corporate Business for HOA Non-Judicial Foreclosures 
ON THE COMMONS with Shu Bartholomew – Dr. Evan McKenzie interview on Privatized HOA Governments & New Book

Billions for Home Builder Corporate Welfare from Washington 
 New York Times, by Gretchen Morgenson
 
* Read and Post Remarks in The Huffington Post 
American Banking News: Tax Breaks Worth Billions to Big Business
* Related Articles:  NY Times: Building Flawed American Dreams 
* Rise and Fall of Predatory Lending and Housing
* Builders rake in refunds * See Forbes Magazine Article
Pulte-Centex $900 MILLON Grant Questioned

Bob and Jane Cull: Written Comments to the Texas Sunset Commission
Saturday, 20 December 2008

Heads They Win . . . Tails You Lose
Homeownrs are hung out to dry by a system that virtually asures victory to wealthy homebuilders, regardless of the legal road traveled...So the battle of the billionaire builder vs. the homeowner continues.  It is clear to the Culls that the system is broken.  And it’s not likely to get fixed by a panel controlling access that includes one of Bob Perry’s staff in its ranks.  The TRCC stands as a perfect example of political power and money run amok in state government.  Nothing short of a major overhaul will even come close, and any solution has to include removing builder advocates from the panel.  Probably the best answer is to throw the baby and the bathwater in the ditch and rethink the entire issue with a lot of input from the public . . . not from Bob Perry or John Krugh.

Heads They Win . . . Tails You Lose

 

  

“Homeowners are hung out to dry by a system that virtually

 

assures victory to wealthy homebuilders, regardless of the legal

 

road traveled”

 

 

After many, many futile efforts to get Perry Homes to accept responsibility for having constructed a defective home, Bob and Jane Cull were left no option but to retain legal counsel.  That was eight years ago.

 

 

Perry Homes and other Texas homebuilders had sought to have binding arbitration become the venue of choice to settle disputes because they had been hammered in the courts.  Partly as a result of the Cull’s resounding success in arbitration, they had successfully cobbled together something called the Texas Residential Construction Commission.  Disguised as a consumer conduit to achieve speedy and fair resolution to construction complaints, the appointment of Perry legal staffer John Krugh set off alarms among consumers with knowledge of his role as a Perry Homes advocate.

 

 

Contrary to the recent efforts of homebuilders across Texas , Perry Homes decided to have the courts deny the Cull’s right to arbitration.  Their arguments were rejected in the District Court, the Court of Appeals and the Texas Supreme Court.  All agreed that the Culls had not waived their right to arbitration.

 

 

They went.  They won . . . big.  The arbitrator, the only person to review engineering reports and depositions, and listen to the examination and cross-examination of witnesses by both sides, issued a sizeable award and scathing denunciation of Perry’s conduct.  Over Perry’s objections, the District Court confirmed the award.  Their arguments were rejected as well by the Court of Appeals.  But the Texas Supreme Court stood strong against the homeowner and favored Perry when no other court had done so.  Even this same venue, with different faces, gave the Culls the go-ahead to pursue arbitration.  Now, after nearly a decade, that same court was telling them to start over again. 

 

 

So the battle of the billionaire builder vs. the homeowner continues.  It is clear to the Culls that the system is broken.  And it’s not likely to get fixed by a panel controlling access that includes one of Bob Perry’s staff in its ranks.  The TRCC stands as a perfect example of political power and money run amok in state government.  Nothing short of a major overhaul will even come close, and any solution has to include removing builder advocates from the panel.  Probably the best answer is to throw the baby and the bathwater in the ditch and rethink the entire issue with a lot of input from the public . . . not from Bob Perry or John Krugh.

 

 

Robert and Jane Cull

December 16, 2008

 

 
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Reckless Endangerment
BY: GRETCHEN MORGENSON
and JOSHUA ROSNER

Outsized Ambition, Greed and
Corruption Led to Economic Armageddon


Amazon
Barnes & Noble

 Feature
Rise and Fall of Predatory Lending and Housing

NY Times: Building Flawed American Dreams 
Read CATO Institute: 
HUD Scandals

Listen to NPR:
Reckless Endangerman
by
Gretchen Morgenson : How 'Reckless' Greed Contributed
to Financial Crisis - Fannie Mae

ATTENTION TAXPAYERS:
 
Pulte-Centex $900 MILLON Grant
Stimulus for KB Home, Countrywide and KB Mortgage 
Market Crash Cure, More Toxins,
0 Down, No PMI, 100% Financing, Closing Costs Offers
?

 Texas, First Home Lemon Law Debated in the Nation

NPR Special Report
Part I Listen Now
Perry Home - No Warranty 
Part II Listen Now
Texas Favors Builders

Judiciary & Civil Jurisprudence
 Arbitration Hearing,
Video of Homeowners
Testimony Advance to 1:55

Arbitration Fairness Now!
Sen Feingold, Rep Johnson
Introduce Consumer Justice
 
Senate Passes Frankin
Binding Arbitration Amendment
  
   
Public Citizen Report 
Home Court Advantage
 

 (See photos) & Latest News

Arbitration Bill Passes Senate
Four years to fight to get in court is not a day in Court, Jamie Leigh Jones 

 


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