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Billions for Home Builder Corporate Welfare from Washington 
 New York Times, by Gretchen Morgenson
 
* Read and Post Remarks in The Huffington Post 
American Banking News: Tax Breaks Worth Billions to Big Business
* Related Articles:  NY Times: Building Flawed American Dreams 
* Rise and Fall of Predatory Lending and Housing
* Builders rake in refunds * See Forbes Magazine Article
Pulte-Centex $900 MILLON Grant Questioned

   Speak Up
Buyers of new homes with construction defective problems have hit upon a tactic to grab their builder's attention: going public. They're speaking at City Council meetings, picketing outside model homes, writing letters to state officials, speaking at the state Legislature and starting Web sites to air their complaints.

Register your complaints online - Locate your Elected Official and write letters

#1 File a complaint with the Federal Trade Commission on line  Take 5 minutes of your time to submit a complaint about your builder.  This will help all of us in the long term.  Call 1-877-382-4357 to personally speak with an FTC agent that will take your complaint by phone as well.
Attention KB owner fil out two: KB Home owners please fill out an additional Special HOBB Complaint form and mail it to the FTC, Enforcement Division 

#2 National Association Attorney Generals Find your Attorney General on this page.  The site Links to ALL   State Attorney General offices in the US .  Find the consumer protection division and complain form.

#3  Find your US Senator and Congressman information.  This is an excellent site with updated information on US elected officials.  Write a short letter describing your defective home.  Be sure to ask them to support legislation that would curb the abuses of Binding Arbitration by homebuilders and return the rights of new home buyers to hold builders accountable for their for mistakes under the law. mistakes under the law. 

#4 File a complaint with the BBB online - File a complaint online for any location in the United States

#5  Americas Watchdog.com - National Advocacy Group for Consumer Protection and Corporate Fair Play Report Corporate Waste, Corruption, Fraud and Abuse! Mortgage Document Inspections For Individual Homeowners or Buyers to help prevent lender over charging.        

JD Power and Associates (Contact Us) - Record Your Builder Dissatisfaction - No Coimplaints Accepted

Report Mortgage Fraud:
WWW.NAMB.org -
National Association of Mortgage Brokers/FBI

Attantion Homeowners with FHA Loans:  Did your builder submit a Builder's Certification, HUD Form #92541 with inaccurate information?  Request a copy from your lender and if they fail to provide you a copy request it from HUD under the Freedom Of Information Act (FOIA).  Obtain a FOIA request.  Contact HOBB ( This e-mail address is being protected from spam bots, you need JavaScript enabled to view it )
 if you obtain a 92541 with false information.

In California
 
Contractors State License Board - This site is a complete informational site - What You Should Know Before You Hire a Contractor, Preventing Mechanic's Liens, Check on a Licensed Contractor, how to filing a complaint and more... 

In Nevada
NV State Contractors Board online - If a builders license is revoked and the problem is not fixed, the homeowner can make a claim under the residential recovery fund.  The fund will pay the homeowner their actual damages to get the problem fixed.  The fund can pay up to $35,000 per homeowner. But the resident could still choose to sue.

In Texas
Univeresty of Houston Law Center - The Texas Consumer complaint Center led by Director John Ventura, the Texas CCC is a one-stop center for Texas consumers, offing information, advice, and assistance. 

WWW.TSLD.STATE.TX.US - Texas Savings and Loan Department

Texas Better Business Bureau Offices 

Find who represents me?  Insert you address to find all elected official who represents you.  Contact them by calling and writing them asking for their help.

Texas House of Representatives - 
Find your Representative.  Ask your Representative to help you and to support legislation to regulate homebuilders in Texas .

Texas Senators - Find your Senator.  Ask your Senator to help you and to support legislation to regulate homebuilders in Texas .

Texas Department of Licensing and Regulation - File Heating & Air Conditioning and Electricial Contractors complaints on line.  The Texas Department of Licensing and Regulation (TDLR) is a state regulatory agency that currently oversees twenty types of businesses, industries, trades and occupations. (NOTE: TDLR does not regulate homebuilders)  

Texas State Board of Plumbing Examiners - File Plumbing complaints on line.

Texas Department of Licensing and Regulation - File Heating & Air Conditioning and Electricial Contractors complaints on line.

Nominate Your Builder for the Cheetum Hall of Shame Award
MYSCAM.com  Cheetum Custom Homes Proudly PresentsThe First Cheetum Mark of Distinction, Hall of Shame Award Goes To.... This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

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 Texas, First Home Lemon Law Debated in the Nation

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Reckless Endangerment
BY: GRETCHEN MORGENSON
and JOSHUA ROSNER

Outsized Ambition, Greed and
Corruption Led to
Economic Armageddon


Amazon
Barnes & Noble

 Feature
Rise and Fall of Predatory Lending and Housing

NY Times: Building Flawed American Dreams 
Read CATO Institute: 
HUD Scandals

Listen to NPR:
Reckless Endangerman
by
Gretchen Morgenson : How 'Reckless' Greed Contributed
to Financial Crisis - Fannie Mae

NPR Special Report
Part I Listen Now
Perry Home - No Warranty 
Part II Listen Now
Texas Favors Builders

Washington Post
The housing bubble, in four chapters
BusinessWeek Special Reports
Bonfire of the Builders
Homebuilders helped fuel the housing crisis
Housing: That Sinking Feeling

Consumer Affairs Builder Complaints

IS YOUR STATE NEXT?
As Goes Texas So Goes the Nation
Knowledge and Financial Responsibility are still Optional for Texas Home Builders

OUTSTANDING FOX4 REPORT
TRCC from Bad to Worse
Case of the Crooked House

TRCC AN ARRESTING EXPERIENCE
The Pat and Bob Egert Building & TRCC Experience 

Build it right the first time
An interview with Janet Ahmad

Bad Binding Arbitration Experience?
conttribute@hobb.org
 or call 1-210-402-6800

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Homebuyers' Bill of Rights
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