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ABC Special Report
Investigation: New Home Heartbreak
Trump - NAHB Homebuilders Shoddy Construction and Forced Arbitration

Property Rights Denied!
Protecting HOA Members' Rights is NOT The #1 Priority
of Managed Communities
The High Price of Managed Living, Books and Records Hidden
gives appearances of impropriety
Editorial Feature: Part One - Are Homeowners' Rights a Myth? 

Part Two: HOA Bureaucrats Overstep Their Authority

Homeowners ask lawmakers to Mandate Builder Accountability
Wednesday, 16 February 2005

Amend HB730 – The Texas Residential Construction Commission Act

Amend HB730 – The Texas Residential Construction Commission Act

Amend TRCC be as follows:
1.       Amend Chapter 303 of TRCCA (HB730), titled the Texas Star Builder Program making it mandatory for all homebuilders doing business in Texas.  Currently, the Texas Star Builder Program is voluntary.  If changed to mandatory, builders would be required to qualify by demonstrating knowledge, experience, proof and history of Financial Responsibility.

If TRCC is supposed to be good for homebuyers, it should be Optional 
2.       Amend TRCC as an optional process for homeowners, rather than mandatory.  If revised TRCC could actually serve to resolve construction defect issues with builders plus, homeowners would welcome a state service if it was free, voluntary, and effectively enforced.

Other proposed changes:
·         Get the “foxes out of the henhouse” by changing the three Commission Public Appointments to three Consumer Representatives.

·         Replace the current Builder Registration process of TRCCA, with Section 303 by stipulating that the  Texas Star Builder Program be mandatory for all builders doing business in Texas

·         Require a $500 Builder Registration fee for all homebuilder entities and their subsidiaries, to increase operating revenue to efficiently process consumer complaints. 

·         Create a simple voluntary “No-cost” homebuyer complaint process and notification of complaints to the builder for resolution. 

·         Revise Chapter 303, to require homebuilders show proof of Financial Responsibility by posting up to a $2M Surety Bond or a General Liability Policy with the state that would give financial security to the buyer if the builder fails to comply with building standards or fails to address warranty issues in a timely manner.  Note that the voluntary membership of the Texas Star Builder Program is endorsed and promoted by the Texas Association of Builders and currently requires up to a $1M General Liability Policy.

·         Builder to provide a Certificate of Completion on all new homes.

·         Require that Homebuilder’s provide a Full Disclosure with Informed Consent as follows:
         
  Before any legally binding contract is executed, and before any money is exchanged,

 

1)       The buyer must receive from the new homebuilder and seller full disclosure of product installation, care and component warranties, building standards, risks, and hazards of the particular property and home to be purchased; 

2)       The buyer must receive from the homebuilder and seller full disclosure in understandable terms, of any mandatory alternative dispute resolution provisions including Mandatory Binding Arbitration and the associated costs of the various processes;

3)       The buyer must then consent in writing to accept the terms of the homebuilders’ disclosures and provisions for new home construction by placing the buyer’s signature and date to the document. 

TRCC’s Fundamental Flaw – Knowledge and Financial Responsibility are Optional for Home Builders in Texas
 
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 Texas, First Home Lemon Law Debated in the Nation
Homebuyers Need a Home Lemon Law

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Reckless Endangerment
BY: GRETCHEN MORGENSON
and JOSHUA ROSNER

Outsized Ambition, Greed and
Corruption Led to
Economic Armageddon


Amazon
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 Feature
Rise and Fall of Predatory Lending and Housing

NY Times: Building Flawed American Dreams 
Read CATO Institute: 
HUD Scandals

Listen to NPR:
Reckless Endangerman
by
Gretchen Morgenson : How 'Reckless' Greed Contributed
to Financial Crisis - Fannie Mae

ATTENTION TAXPAYERS:
 
Pulte-Centex $900 Million Grant
Bad Guys at Countrywide Profit on Mortgage Toxins

NPR Special Report
Part I Listen Now
Perry Home - No Warranty 
Part II Listen Now
Texas Favors Builders

Washington Post
The housing bubble, in four chapters
BusinessWeek Special Reports
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Homebuilders helped fuel the housing crisis
Housing: That Sinking Feeling

Arbitration Fairness Now!
Sen Feingold, Rep Johnson
Introduce Consumer Justice
 
Senate Passes Franken
Binding Arbitration Amendment
  
   
Public Citizen Report 
Home Court Advantage
 

 (See photos) & Latest News

Judiciary & Civil Jurisprudence
 Arbitration Hearing,
Video of Homeowners
Testimony Advance to 1:55

Arbitration Bill Passes Senate
Four years to fight to get in court is not a day in Court, Jamie Leigh Jones 

 


Legislative
Watch
TEXAS ABOLISHES BUILDERS
PROTECTION AGENCY TRCC
 


Texas Regulates Homebuyers
 
Texas Comptroller Condemns TRCC Builder Protection Agency
TRCC is the punishment phase of homeownership in Texas

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IS YOUR STATE NEXT?
As Goes Texas So Goes the Nation
Knowledge and Financial Responsibility are still Optional for Texas Home Builders

OUTSTANDING FOX4 REPORT
TRCC from Bad to Worse
Case of the Crooked House

Perry's Gifts Keep on Talking
Sun Never Sets On Politicians Taking Homebuilder Money

TRCC AN ARRESTING EXPERIENCE
The Pat and Bob Egert Building & TRCC Experience 

Homebuilder's Right-To-Repair Illusion

Builders Looking for Federal Handouts

How Texas Home Building Industry shaped the TRCC to regulate buyers 

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Build it right the first time
An interview with Janet Ahmad

HUD's Broken System
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Did HUD Secretary Cisneros
 Mastermind Predatory Lending?

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