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Charlotte Observer - Federal Reserve: Minorities pay more |
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Monday, 19 September 2005 |
Why do minorities pay more?
In a national report issued Tuesday, the Federal Reserve Board said blacks and Hispanics disproportionately receive high interest rates on mortgage loans, it does not know why, and it intends to find out. Regulators will examine lending by about 200 selected companies to see if discrimination affected pricing decisions, the report said...The Fed also said it will examine whether African Americans and Hispanics are sometimes steered to high-rate lenders when they could qualify for a market-rate loan. |
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Ft Worth Star-Telegram - Mortgage Series on disparities |
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Monday, 19 September 2005 |
Mortgage data show disparities
African-Americans and Hispanics continue to be denied mortgage loans more frequently than whites and tend to pay higher rates when their applications are accepted, according to new data released Tuesday. |
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Ft Worth Star-Telegram - 1st in Series - Higher Mortgage Rates for Minorities |
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Monday, 19 September 2005 |
In borrowing, some face a tougher climb
Blacks, Hispanics more likely to receive higher interest rates
Federal data provided by the 20 largest mortgage lenders show that African-American borrowers in the Fort Worth-Arlington and Dallas metropolitan areas were more than four times more likely to get a high-rate mortgage than Anglo borrowers. Such loans carry an interest rate at least 3 percentage points higher than the market rate. Hispanics are nearly three times more likely to get such loans.
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Ft Worth Star Telegram - Mortgage Series - Couple avoids being taken to the cleaners |
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Monday, 19 September 2005 |
Persistence helps couple cut rate
"If you were somebody who did not have a clue about buying and selling a home, you'd have gotten taken to the cleaners," Beard said. According to some studies, at least one in three borrowers who receive a high-rate loan could have qualified for a market-rate loan. |
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Mold, through the eyes of a 13-year-old. |
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Sunday, 18 September 2005 |
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Mold...The Destroyer
For five whole years, we didn't know what was making us ill. All my parents could say is it must be God's will. One doctor said one thing, one doctor said another. All I know is I almost lost my mother. |
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Washington Post - Subsidizing the well-to-do |
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Sunday, 18 September 2005 |
Homes As Hummers Since 1970 the size of the average home has increased 55 percent (to 2,330 square feet), while the size of the average family has decreased 13 percent. Especially among the upper crust, homes have more space and fewer people...In 2005, about 80 percent of the estimated $200 billion of federal housing subsidies consists of tax breaks (mainly deductions for mortgage interest payments and preferential treatment for profits on home sales), reports an Urban Institute study. These tax breaks go heavily to upscale Americans, who are thereby encouraged to buy bigger homes. Federal housing benefits average $8,268 for those with incomes between $200,000 and $500,000, estimates the study; by contrast, they're only $365 for those with incomes of $40,000 to $50,000. It's nutty for government to subsidize bigger homes for the well-to-do. |
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Saturday, 17 September 2005 |
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APRIL 25, 2003 - Shoddy Building in the Housing Boom?
The industry's critics now warn that builders face a rising tide of consumer dissatisfaction. In their rush to put up new homes, some skimped on materials and labor costs, industry watchdog groups charge. "You can break into some of these new homes with a razor blade," says Robert Batcheller, a former builder who says he quit the industry last year, disgusted by some of practices he saw.
"In the past 10 years, cars have gotten safer and more reliable, and homes have gone in the opposite direction," Batcheller says. "Expect a big backlash against builders." |
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The Boston Globe - Tell Your Mold Story |
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Wednesday, 14 September 2005 |
The Boston Globe wants to hear your mold story
The next menace: Mold
What Katrina's wind and waters haven't claimed, fungi are now starting to devour
Hurricane Katrina victims who haven't lost their homes still must confront some truly horrific mold...mold has been spotted in the apartments, college dorms and even offices of greater Boston. Tell us your mold story: What caused it? Where was it? What did you do about it?  Tell your mold stories |
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Monday, 12 September 2005 |
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Monday Morning Mold September 12, 2005 |
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Saturday, 10 September 2005 |
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Mother Jones: Houses Keep Growing |
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Saturday, 10 September 2005 |
This New House
The American Dream just keeps growing. Since 1970 the size of the average new home has ballooned by 50 percent. “Great rooms,” Viking ranges, 10-acre lots—can moats and turrets be far behind? |
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