That’s a big issue to me. What is the logic, if a person has trouble making a house payment, the bank demands a double payment and late fees or face foreclosure. Worse are credit cards. Any sign you are having trouble paying any bill, they create an unpayable interest rate which only insures you will never be able to pay, or paying is useless.

Banks have been busy digging their own graves, and the people they’re bilking are expected to bail them out with tax dollars. The “mortgage crisis,” skyrocketing energy costs, the loss of affordabilty and lack of access to medical care, all were foreseeable and preventable. Some people making decisions for Americans WANT it to be this way.

Banks and credit cards pick off the weak like vultures swarming, yet the dumb-ass Republicans passed bankruptcy reform to protect banks. They would never address what banks do to consumers and constituents as long as they were Bush Parrots. The banking system in general is designed to insure the poor stay poor, and keep struggling middle class get bled dry.

I think the MBA thing is the worst, as consumers need class action protection MBA takes away. As is CCs can and do charge anything, and there's nothing the consumer can actually do. They are for all practical purpose totally self regulated.