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Please let us know what has happened to you, and let us know if you would like to help us make buying new houses safer.
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Ruth
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posted 11 April 2006 21:45 CET
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Arline Tacoronte
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posted 11 April 2006 16:35 CET
Bethel Home Builders who change name to Home Builders here on Main St. in E. Stroudsburg,PA did not complete work in my home in 1999 and I listed a complaint with the Att. Gen who did nothing up to present time of 2006 and closed my case .
So now I have to repair actual repairs they did that in one week looked the same way before the repair.
They left my floors unfinished, my dining room floor bounces.
The foundation of my is cracked all over; and that was repaired in one area.
A home down the road a buddy of the builder had his home done right.
They do bandaide repairs or just leave work unfinished and most of all they put our account in collection and once they got the rest of the cash they denied even having to do work on my home and claimed we just were bothering.
I actually caught workers relieving themselves on the roof.
They put up cracked wall boards and when I complained; well! the next visit to my new home the drywall boss threw broken pieces of drywall at me missing me by inches. His look could kill.
Thsese are the staff of Bethel Home Builders now known as |
Charles M. Zentz
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posted 9 April 2006 02:06 CET
We have bought a Centex home in Indiana. (Bersot Crossing) We have small children and a large dog. We told the sales staff that having a privary fence ws very important to us. We were assured several time that a privacy fence could be built after we closed on the house. We were also told that a copy of covants was not available until after we broke ground. We should have not signed anything until we received the covants, however, we did not know the level of dishonesty we were dealing with. We closed on the house in December, 2005. We submitted, in writting, an architectural approval form to Omni Managment (hired by Centex to supervise covants). We were give a verbal approval by Ryan and then Tim Loher (owner of Omni) , then when I asked for the approval in writting I was given a verbal denial. I have complained to Centex and have received no customer service. My wife and I spoke to Ed Hacket (President of Centex for Indiana) and he sent the Owner of Omni to our house, we did not buy the house from Omni. This Ed Hacket keeps pointing to one rule in the covants. He has not adressed the fact that I was sold the house on a lie fron his sales staff. The only reason we cannot have the privacy fence is that the covants says we cannot because we are bordering a common area. The common area in question is a 6' wide strip of grass between our house and the one behind us. We do not consider this a common area because it cannot be used for anything. Our neighbors do not care if we have a privacy fence, their are others in the neighborhood. Centex refuses to adress the real issue, the dishonesty of some of its employees. I have never been so unsatisified with any company in my life. There are two fence in this neighbor hood that do not meet the requirements of the covants that have written approval. Centex is in violation of its own covants, the are several areas of the neighborhood that do not meet the requirements in the covants that pertain to Centex. Centex refuses to address these issues. This company only "acts" like they care about the customer until they get your money. I truely wish we had never heard of or seen Centex Homes. This has been the worst experience of our lives, fron start to finish! |
Lith and Marsha Ksor
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posted 7 April 2006 17:50 CET
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sue
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posted 5 April 2006 19:18 CET
Live in Indiana. House was built 1995. Floor is drooping, get under house and discover 2 piers are leaning, there is a airspace hole under one and code is piers 8 foot on center..mine are not, one is more then 9 ft from the other. there are only 3 piers where there should be I believe 5. The floor has dropped 0ver an inch so far. |
Tim and Tamuriel McKinley
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posted 5 April 2006 18:00 CET
We have a Dominion Home in Columbus Ohio. It is in horrible condition. How do we get some response from them |
Mel
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posted 5 April 2006 01:02 CET
My parents are in a middle of transaction to purchase a new home. Shortly after signing the contract and submitting the earnest money, an inspection was order. Upon inspection, there were over 14 items discovered including cracked cement areas and major foundation post that was bent. Basically my parents want out of the deal but the builder agreed to fix the items although no warranties are tied to the repairs. How do we get out of this contract and get the earnest back without using an attorney? |
Scott
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posted 4 April 2006 19:15 CET
Central Coast of California, Defective BUILDER R.W. Hertel & Sons, Inc. under State and Federal Investigation for Rancho Obispo Defective homes, all 53 homes now must have all NEW Roofs, the City and State and Independant inspectors have determined the homes are very Defective, with Leaks, Roof problems, Cracks, Foundation issues and SERIOUS MOLD problems the builder has tried for two years to Cover-Up, Lie and Deceive the owners NOW that the results are in the Builder has been sued and is again under Investigation for Housing Discrimination as well do a in depth search before you buy any RW HERTEL homes |
Ramona Miller
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posted 4 April 2006 14:14 CET
Have you been scammed by Litton Loan Servicing out of houston Texas on late fees that were added even though your payments were made before or on the due date and very high insurance fees added also?
Litton Loan Servicing is a Predatory Mortgage crooked debt collector that prey`s on low income and the disabled and widowed.
They raise your monthly mortgage payment so you can`t make them and they start forecloser on your house.
File a complaint with Hud`s RESPA Request department.
Report them to your State Government.File as many complaints as you possibly can.
Fax and send by certified letter snail mail a RESPA request requesting a detailed account of every transaction that has been made with your mortgage since they have been servicing it.
RESPA is Government LAW and they must obey their request.
Thank You.
Ramona. |
Ramona Miller
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posted 4 April 2006 14:08 CET
Dearest Crime Attorneys.
Litton Loan Servicing out of 4828 Central Dr Houston,Texas 77081 www.littonloan.com has scamed us since they ended up with our mortgage.
They are very rude and dishonest.They lie and are very cruel people.They have added very high insurance rates to our mortgage and you never get to stay on the phone line with one represenative it is always let me put you through to someone else.They have not posted our payments on time and then they keep adding late charge fees and they have also messed our credit ratings up to make our credit look bad so we cannot get out from under their mortgage and insurance scams.
Always a letter of threat of forecloser.
My now deceased mother and wife are on the mortgage.My mother battled over the phone with the crooks two days before her death to lower our mortgage payments before her death and they agreed to $409.00 a month which they now deny.
My wife called and she talked to 5 different people witch gave her 5 different stories.They were very,very rude.
My mother Lucy E Miller now deceased was drove to the grave by dealing with this crooked-evil-company out for the Almighty dollar.
They sent us two different letters saying #1.We owe over $1700.00 and #2 the other over $1300.00 on just late charges both can`t be right and my wife Ramona Miller today called and they say $1500.00 or better.They can`t keep their figures straight.
They cannot conduct business in a proper decent manner and are mis-managing accounts and they could careless.
Me and my wife has been married 18 years and I have lived on this land for 35 years and Litton Loan owned by Larry Litton is screwing and foreclosing on people left and right and the law is turning their heads.I refuse to leave.
They are listed on the ripoff report @
http://ripoffreport.com/results.asp?q1=ALL&q4=&q6=&q3=&q2=&q7=&searchtype=0&submit2=Search%21&q5=litton+loan&Search=Search
Please STOP THEM they are crooked and getting away with their evil schemes.
Ramona Miller .
P.S.Much more but to much writting.
God richly bless you.
Ramona Miller
The below request has been made to Litton Loan Servicing 3/31/2006 by fax and certified letter.
Also let it be known that Litton Loan Servicing almost always Ignores the {RESPA REQUEST}and authorities seem to ignore the complaints.
We will see within 20 days if Litton Loan Servicing ignores my {RESPA REQUEST}If so they are breaking the Law.
Attention Customer Service @ Litton Loan Servicing.
Loan #
Lucy Miller-Ramona Miller.
Address:
This is a qualified written request under section 6 of the Real Estate Settlement Procedures Act {RESPA}.
I am writting because:Concerning above loan number.I believe my account with Litton Loan Servicing has been mis-managed by Litton Loan Servicing Employess.On March 30-2006 I receive two envelopes claiming two totally different figures on how much the late charges are.Then I call a Litton employee that tells me a totally different figure than the contradicted other figures so we have 3 contradicted figures and all cannot be right.Also being rude is no way to treat customers.
I believe my payments to Litton has not been posted on time after Litton receives them by quick collect Western Union only to cause bogus late fees to go sky high.My credit has been damaged because of mis-management of my account that is Litton Employees fault.
I have notified an attorney.When I contact Litton Loan Servicing about my account I get a total run-around and several different opinions concerning my account and have been treated very rude.
Also Hud`s Respa`s department has been complained to and they have contacted Littion Loan Servicing themselves.
I am requesting a detailed account of ever transaction that has taken place with my account since it has been managed by Litton Loan Servicing.I understand that under section 6 of RESPA you are required to Acknowledge my request within 20 business days and must resolve the request within 60 business days.
Sincerely:______Ramona Miller________________.Date______3-31-2006____________. |
Andrea Oswald
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posted 3 April 2006 12:14 CET
I am writing to you because I referred to you by someone afer my mobile home in Utica Michigan had to be torn down due to mold in my home and the insurance company refused to pay for the damage. The macomb daily newspaper and the Channel 7 news did stories on me regarding the insurance company American Modern not covering the damage. My children and I are now staying with friends untill we can get back on our feet and get into a new home. Please contact me if you have any suggestions on how to go after the insurance company and make them pay for what I have lost. Thank you. |
Laura White
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posted 1 April 2006 12:09 CET
I feel like Chicken Little on this matter but I want to share my story with you. Last August, my husband and I agreed to build a home with a local builder here in the Metroplex. The home was completed in January 2005 after several construction issues and some clear miscommunication and craftsmanship problems. This builder heavily advertises two programs, Energy Star and Environments for Living as sales tools promoting energy efficiency. The Energy Star program is sponsored by the EPA and is a voluntary program that builders can join. This program leads consumers to believe that they are getting more energy efficient homes and builders tend to charge more for this perk. In addition, some builders receive incentives from local utility companies since they are going to be saving them money in the future. The Environments for Living Program is also voluntary and is heavily advertised by the builder. Not only do they promote efficiency, but also guarantees in some markets that you will have a predictable utility bill because of the increased science that is applied to the building process.
The problem is that these programs are not regulated per say by the state or government so it leaves a loop hole for the builder to not comply with these standards. This means that the consumers pay more but don’t get what they paid for. In addition, they only have to perform sampling so each house is not audited for these increased standards by either program because it is voluntary and not regulated as stated above. It is my understanding that my home should have been inspected for energy efficiency 3 times. Once by the city appointed inspector, once by Energy Star and the final one by an Environment for Living rater. It has been very hard for me to get these inspections verified, from all parties and I can’t understand why. I have spoken to the city (not in Dallas) and they gave me the inspectors name and when I first called, he had no record of my inspection. Recently, my builder has contacted him and he found the inspection sighting clerical error. The city has verified that a signature is in place stating the house is compliant with the city and state regulations. In speaking to the city’s rater, he states that his rating is all visual and that they do not use tools to perform testing so I assume they just look at the framing before sheetrock. My guess is they inspect for insulation and calking. I recently received this report and it clearly states that it is only compliant with the 2000 IECC and city amendments even though the inspector claims on this report to be with the Environments for Living Program. What upsets me about this report is that they claim to represent this EFL program but the paperwork states that it is the builder not the rater who verifies if the home is compliant wi9th that program. How is that fair? In addition, the problem with the city’s inspection is that they are only complying with Senate bill #5 which models the ICC regulations for 2000. This out of date but since Texas has not adopted an energy code; this is all the inspectors can use
I also requested a copy of the Energy Star inspection along with an explanation of what they do. It has been over a week and I am still trying to obtain information from Energy Star to see what their inspection entails. When I asked if I could have my Energy Star certificate or if our home was listed in their software program, they could not tell me since the rater representing them has that information. Energy Star states that information is forthcoming. I asked if the certificate could be forged or counterfeit and they said that anything is possible but they believe that the rater did the job to start with. Once I have that report, I can tell what they were looking at how they rated my home as an Energy Star home. But, I recently learned that January 1, 2006, the Energy Star rating process changed to better the consumer by requesting J calculations to determine HVAC sizing and to force builders to use of Energy Star products to increase the efficiency that is being promoted. The problem I have with that is that my home was built before those changes and does not meet the product compliance and possibility the J calculations for HVAC sizing. (I am having this report ran by an independent rater this week) The other problem (sorry this is so lengthy) is that I hired an independent rater because my home is very drafty. The report revealed some violations with the EFL program including duck leakage, back door not low E glass possible HVA sizing issues to name a few things. When I approached EFL, they told me that they did not guarantee my utilities and to take it up with the builder. I faxed them my contract from the builder and advertising material to EFL showing that they promote comfort and efficiency which I felt the home was lacking but they still referred me to the builder. I filed a warranty request three times with the builder and they told me to run my own smoke test to check for leaks.
I hired an independent rater from Resnet (which is where they are getting certified from) and that is where we learned of the violations that I mentioned above. I shared the report with the builder and they got me in touch with the regional manager of the EFL program. He attacked the independent rater I used stating he was not certified or authorized to do EFL testing and that I wasted my money. I emailed the builder and told them I would not work with a person who has a personal vendetta against the person I used and that I wanted to work with his boss. The builder claims that they have contacted his boss and they are working on a solution. I told the builder that this was going to be difficult to prove the validly of their EFL inspection report because my air conditioner was not wired in until April 2005 which is four months after we moved in. The rater should have measured the HVAC air mass when testing a house for EFL before moving in so I believe that the home was never tested to start with. The builder keeps telling everyone that we are meeting next week but I contacted them and asked what are we meeting about? If is to trash the report that my rater did, then don’t waste either of our times. The report is applied science and can not be disputed so I can’t image what we are going to talk about. I am going to go to my attorney and file a lawsuit against the builder and the company that sponsors this EFL program for false and misleading information.
Also, I want you to know that the Resnet organization that certifies the raters does not get involved with rater findings unless it is for Energy Star rating even though these raters rate for the other program EFL. This is because EFL is sponsored by another company and not Energy Star. In addition, they do not get involved with raters disagreements even though they both represent their organization. This concerns me because they can only look into any Energy Star violation and the EFL program is handled though another company. So, because I have a problem with an EFL rating, (the fact that it wasn’t done to start with) you have to go to this other company who refers you to the builder and the Resnet organization can not help me until it is determined that that they violated the Energy Star program. My question to them was why would you let them be in your organization if their practice in the other program is questionable? This Resnet organization produced a report in 2001 that verifies every concern that I have from a local level to state and national level, builder, consumer issues. With this knowledge, you would think that something could have happened to improve the situation. I have attached it to the email so you can have a starting point. If you want names and companies of who I am dealing with or copies of reports, I have that too. How can you help me?
Laura White |
Johnnie Claire
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posted 30 March 2006 16:00 CET
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Brian Bedrosian
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posted 30 March 2006 14:36 CET
Just closed on a new home in Lee county Florida. $216,000, it has NO running water or electric power . Home builder Ashlynn Homes, Inc. of Arcadia, Florida |
susan maxey
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posted 30 March 2006 10:30 CET
I bought a new home in june05, the duct work in the basement was condensating and leaking water, the humidity was measured in the basement at 100%,the builders "fix" for this was to cut a intake vent right into the heating/ac unit to create "air flow", what it did was "suck" all of that wet air into the unit and ductwork where mold grew and blew toxins all over the house. I have been deathly sick, finally after 6 month's the house was professionally tested (at 2,000.00) each time and both times, it came back positive for several types of toxic mold at dangerous levels. I have been living in my horse trailer for 2 month's now and just had extensive bloodwork done which shows several types of mold including stachybotris. The builder says that his liability ins. does not cover mold and that I just need to sue him, which could take years....in the meantime, I am so sick that I have not been able to work in 3-4 month's and don't know when I can (If I could, I work in my home and all of my equipment is contaminated), I have been told that I most likely will have permanent health damage, I most likely will loose all of my personal possessions out of the house and I have no where to live. How can this happen and him leave me in this position? |
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